We are a small group of private mortgage lenders that have funded over 1,000 loans to real estate investors just like yourself.
We provide 12 to 24 month bridge loans secured by the equity in the properties you own or want to buy. We give real estate investors access to fast capital using a streamlined underwriting process.
Loans From $50,000 To 2 Million
Simple Application Process
Fast Approval
Simple Application Process
Fast Approval
WHY ROCHESTER HARD MONEY?
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TYPES OF LOANS
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FIX & FLIP
We work with property flippers every day. Hard money is a great tool for flippers because they have quick access to capital for purchase and rehab. |
RENTALS
Found a great deal on an investment or rental property? Need to get it under contract quick? Use hard money to buy the property until long term financing can be arranged. |
CASH OUT EQUITY
Borrow against the equity in one of your properties to raise funds quickly. From property taxes to personal expenses we can get you the money you need quickly. |
MEET OUR TEAM
TERRY DAVIS CFO |
TODD CUTTLER PRIVATE LENDER |
CHAD MEYERS UNDERWRITING |
How Much Can I Borrow?
Every loan is unique. We do not use pre-determined formulas to tell you how much we can lend. Many times we can loan much more than others who cap loan amounts at 70% LTV, especially when cross collateralization is used. Loan amounts are determined based on the un-securitized equity in a property or properties you currently own or want to buy. We will work hard to determine the highest loan value possible.
What Are The Loan Terms?
Interest rates on hard money loans are higher compared to bank financing. However, the increased interest expense is a trade-off for faster access to capital, a less stringent approval process, flexibility in the repayment schedule, and no closing points. We offer interest only loans with up to 24 months to pay back. You pay only the monthly interest due each month until the loan is paid back in full.
ANSWER A FEW QUESTIONS &
HAVE YOUR DEAL REVIEWED TODAY!
To start the lending process we only need some basic information. This will give us an overview of your deal and funding needs.
We have written over 1,000 loans for $100 million since 2006. We don't waste borrowers time. Let's start our long term relationship today. Submit the below form for a fast pre-approval. We will contact you within 24 business hours to walk you through the next steps.
We have written over 1,000 loans for $100 million since 2006. We don't waste borrowers time. Let's start our long term relationship today. Submit the below form for a fast pre-approval. We will contact you within 24 business hours to walk you through the next steps.
GET YOUR DEAL IN MOTION TODAY!
Complete the below application and submit.
Complete the below application and submit.
Still Have Questions?
Not quite ready to submit an application for pre-approval? You can call us or submit general questions using our contact form.
Thanks for visiting!
Hopefully we'll hear from you soon!
Rochester Hard Money
Hopefully we'll hear from you soon!
Rochester Hard Money